<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Squarespace V5 Site Server v5.13.166 (http://www.squarespace.com) on Wed, 19 Jun 2013 00:39:52 GMT--><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:dc="http://purl.org/dc/elements/1.1/" version="2.0"><channel><title>Money TALK</title><link>http://theglamnerds.com/money-talk/</link><description></description><lastBuildDate>Wed, 03 Oct 2012 13:44:47 +0000</lastBuildDate><copyright></copyright><language>en-US</language><generator>Squarespace V5 Site Server v5.13.166 (http://www.squarespace.com)</generator><item><title>Scholarship Announcement- Need a Quick Coin? "No Essay" Scholarship at CollegeProwler.com</title><category>Back to School</category><category>Blog Posts!</category><category>CollegeProwler.com</category><category>Get Paid</category><category>No Essay Scholarship</category><category>Scholarship Announcement</category><category>get down to the welfare</category><dc:creator>Tykeia</dc:creator><pubDate>Fri, 17 Aug 2012 13:18:02 +0000</pubDate><link>http://theglamnerds.com/money-talk/2012/8/17/scholarship-announcement-need-a-quick-coin-no-essay-scholars.html</link><guid isPermaLink="false">480655:6239121:23705203</guid><description><![CDATA[<p style="text-align: justify;"><span class="full-image-float-right ssNonEditable"><span><img src="http://cdn.pearltrees.com/s/preview/index?urlId=11638776&amp;__SQUARESPACE_CACHEVERSION=1345211293556" alt="" /></span><span class="thumbnail-caption" style="width: 372px;">Photo Courtesy of http://cdn.pearltrees.com</span></span><a href="CollegeProwler.com">CollegeProwler.com</a> sponsors a &nbsp;$2,000 scholarship every month.&nbsp;&nbsp; All you have to do is register for a free CollegeProwler.com account.&nbsp; This scholarship is open to all high school students and college students of every level. &nbsp;Any person planning to enroll in college within the next 12 months is eligible as well. The monies can be used for any and all education related expenses, including tuition, housing, meal plans, books, computers, etc.&nbsp; The deadline to apply is <strong>August 31<sup>st</sup></strong>.&nbsp; The Winner will be announced on the CollegeProwler.com<a href="http://www.facebook.com/collegeprowler"> Facebook Page</a> on <strong>September 15th</strong>. &nbsp; This is a quick and easy way to get some legit cash for college. If you don&rsquo;t win this month, you can reapply in September. Don't miss the bus children!&nbsp;</p>
<p style="text-align: justify;">&nbsp;</p>
<p style="text-align: justify;"><span style="text-decoration: underline;">About <a href="CollegeProwler.com">CollegeProwler.com</a></span></p>
<p style="text-align: justify;"><a href="CollegeProwler.com,">CollegeProwler.com,</a> a website run by students for students, features thousands of reviews of colleges and universities around the country.&nbsp; These are not the scripted, watered down reviews that you would find on admissions websites. This is Real Tea. :-) &nbsp;Actual students share recommendations, photos, video and in depth written reviews of the curricula, programming and culture of the colleges that they attend. &nbsp;Colleges are graded on academics, computers, strictness/campus policy, athletics parking, campus housing, night life, local atmosphere, safety and much much more. &nbsp;</p>
<p style="text-align: justify;"><span class="full-image-block ssNonEditable"><span>&nbsp;</span><span class="thumbnail-caption" style="width: 449px;">Photo Courtesy of http://stanfordflipside.com</span></span></p>
<p style="text-align: center;"><img src="http://stanfordflipside.com/wp-content/themes/yamidoo/scripts/timthumb.php?src=/images/54prowler.png&amp;w=480&amp;h=280&amp;zc=1&amp;__SQUARESPACE_CACHEVERSION=1345211118411" alt="" /></p>
<p style="text-align: justify;">College Prowler, also provides comprehensive statistics and rankings that allow prospective students to do side by side comparisons of schools that they are interested in. The site also publishes current admissions statistics, tuition, average costs of books and supplies, student fees, etc. &nbsp;This website is an excellent resource for students that are starting their search for the right college.</p>
<p style="text-align: justify;">And another component of the CollegeProwler.com is a scholarship database that contains 3.2 million scholarships. Ain't that it! With all that free money out there, you are bound to find the right opportunity to get paid. Click the link below to create your CollegeProwler.com account and apply for this scholarship TODAY.&nbsp;</p>
<p>&nbsp;</p>
<p style="text-align: center;"><span style="font-size: 150%;"><a href="https://collegeprowler.com/scholarship/apply.aspx?source=fw">Click HERE to Apply!</a></span></p>
<p>&nbsp;</p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-23705203.xml</wfw:commentRss></item><item><title>Scholarship Announcement- Frame My Future Scholarship Contest</title><category>$1000</category><category>Blog Posts!</category><category>Church Hill Classics</category><category>Frame My Future Scholarship</category><category>Get Paid</category><category>Scholarship Announcement</category><dc:creator>Tykeia</dc:creator><pubDate>Thu, 02 Feb 2012 18:24:23 +0000</pubDate><link>http://theglamnerds.com/money-talk/2012/2/2/scholarship-announcement-frame-my-future-scholarship-contest.html</link><guid isPermaLink="false">480655:6239121:14842494</guid><description><![CDATA[<p><span class="full-image-block ssNonEditable"><span>&nbsp;</span><span class="thumbnail-caption" style="width: 450px;">Photo Courtesy of http://www.diplomaframe.com </span></span></p>
<p style="text-align: center;"><img src="http://www.diplomaframe.com/Portals/0/images/contests/ScholarshipBanner450px.png?__SQUARESPACE_CACHEVERSION=1328208789735" alt="" /></p>
<p style="text-align: justify;">Back again with news of another awesome opportunity. &nbsp;Church Hill Classics presents a creative way for students to earn extra money for college/graduate schoool. You can literally get paid for your vision board. I love this. &nbsp;The theme of this scholarship contest is &nbsp;"This is How I Frame My Future". Applicants are required to capture what they wish to acheive after college in creative, compelling and artistic ways. &nbsp;Think about your personal and professional goals and aspirations and express them artistically. &nbsp;Entry pieces are to be one page. They can be photographs, or a poem, a collage, graphic design piece, painting, scrapbook style piece, a drawing, an essay, etc.&nbsp;&nbsp;All entries must be fully viewable/readable online/electronically and they must be contained in one image saved in a .jpg or .png format. &nbsp;Applicants must also complete a brief online entry form &nbsp;that includes a brief description of your entry piece. Descriptions are not to exceed 500 characters. &nbsp;Entry pieces must be the applicants original work, stock images or images of acquired online are not permitted as entry piece in and of themselves. &nbsp;These pieces can be incorportaed into the creative entry piece but any applicant that submits work that is not his/her original work will be disqualified.&nbsp;</p>
<p style="text-align: justify;">Five winners will be selected and one of the five winners will be selected as the grandprize winner. &nbsp;Church Hill Classics will make a $1000 donation to the general scholarship endowment of the grand prize winner's college/university. Your scholarship can go on to help one of your classmates. &nbsp;That's what's up. &nbsp;I need all of my creative and super talented readers and supports to get into this. &nbsp;This is a great way to sit down and give your dreams and the vision that you have for life some real thought. &nbsp;I've done it before. &nbsp;It's fun and so inspiring and you can get get paid $1000. Don't miss this bus children! Click <a href="http://www.diplomaframe.com/contests/frame-my-future-scholarship-contest-2012.aspx">here</a> &nbsp;to learn more about applying for the Frame My Future Scholaship Contest and submit your entry from. &nbsp;&nbsp;Entries of previous winners are also available for your reviews.&nbsp;</p>
<p style="text-align: justify;">&nbsp;</p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-14842494.xml</wfw:commentRss></item><item><title>Tykeia’s Tips for Filing the Free Application for Federal Student Aid (FAFSA)</title><category>Blog Posts!</category><category>File Your FAFSA</category><category>Information</category><category>Parents</category><category>Tips</category><category>students</category><dc:creator>Tykeia</dc:creator><pubDate>Wed, 01 Feb 2012 18:13:33 +0000</pubDate><link>http://theglamnerds.com/money-talk/2012/2/1/tykeias-tips-for-filing-the-free-application-for-federal-stu.html</link><guid isPermaLink="false">480655:6239121:14828194</guid><description><![CDATA[<p style="text-align: justify;"><span style="color: #1a1a1a;"><span class="full-image-float-right ssNonEditable"><span><img src="http://www.fafsaexpress.com/wp-content/uploads/2011/09/FAFSA-Student-Loans11.jpg?__SQUARESPACE_CACHEVERSION=1328121683562" alt="" /></span><span class="thumbnail-caption" style="width: 300px;">Photo Courtesy of http://www.fafsaexpress.com</span></span>As January ends and those final W-2&rsquo;s and other tax documents come trickling in, tax season 2012 is well underway. After completing this year&rsquo;s 1040&rsquo;s and the like, all are encouraged to complete their Free Applications for Federal Student Aid (FAFSA) if they haven&rsquo;t already done so.&nbsp; I&rsquo;ve filed more than my fair share of FAFSA Forms so I&rsquo;m here with some information that will hopefully help you navigate the process.&nbsp; If you have a question about something not covered here, feel free to shoot me an email at <span style="color: #1237ca;"><a href="mailto:Tykeia@TheGlamNERDs.com">Tykeia@TheGlamNERDs.com</a>. &nbsp;</span></span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;"><span style="color: #1237ca;">This list is not in any specific order. I didn't want to list this informaiton in any particular way because all of it is of equal importance.&nbsp;Please read the list below and share it with others. Happy FAFSA Filing!&nbsp;</span></span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">1.&nbsp;</span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">File Electronically</span>-&nbsp;Completing FAFSA forms online is much quicker and faster than filling out traditional paper applications and mailing them in.&nbsp; Electronic forms also provide checklists and editing programming that are useful in ensuring you have completed your FAFSA thoroughly and correctly. &nbsp;</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">2.&nbsp;</span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">Print Your Name-</span> Be sure you print your name exactly as it appears on your social security numbers and birth certificates.&nbsp; Include all middle initials and suffixes (Jr. II.) as well.&nbsp; Incorporating aliases and/or nicknames is not acceptable and can lead to issues of mistaken identity and misappropriated aid. Addressing mistakes delays the processing of your application that could seriously impact the amount of aid you could receive.</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">3.</span><span style="color: #1a1a1a;">&nbsp;</span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">They Are Talking to YOU</span>- Remember, anytime the FAFSA refers to &ldquo;you&rdquo; or &ldquo;your&rdquo; they are talking about you the student and not your parents or guardians.</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">4.<span style="text-decoration: underline;">&nbsp;</span></span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">Include Yourself-</span> When asked to report the number members of your household presently enrolled in college/graduate school be sure to include yourself.</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;"><span class="full-image-float-left ssNonEditable"><span><img src="http://theglamnerds.com/storage/FAFSA.jpg?__SQUARESPACE_CACHEVERSION=1328121723758" alt="" /></span></span>5.</span><span style="color: #1a1a1a;">&nbsp;</span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">File Your Taxes First</span>- It&rsquo;s&nbsp;best to file your FAFSA early but after you&rsquo;ve completed your taxes from the previous year.&nbsp;&nbsp; Filing early does increase your chances for receiving as much aid as possible however filing your FAFSA without your most recent tax information (1040 form) puts you at risk for making an error.&nbsp;&nbsp; Making corrections and/or submitting adjustments to your FAFSA prolongs/complicates the processing of your federal aid application which, could impact the amount of aid you receive. . </span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">6.</span><span style="color: #1a1a1a;">&nbsp;</span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">Take Your Time</span>-&nbsp;Another reason it&rsquo;s best to file as early as possible is to ensure there is ample time to complete your FAFSA forms, carefully. &nbsp; This is not something you want to rush through.&nbsp; Read questions very carefully and proofread your response to ensure they are correct. Mistakes made on the FAFSA form are very undo.&nbsp; Remember any delay in processing your paperwork could impact the amount of aid you receive.</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">7.&nbsp;</span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">Don&rsquo;t Leave Anything Blank</span>- I&rsquo;ve heard many colleagues say that when filing the FAFSA &ldquo; 0 is the biggest number&rdquo;.&nbsp; If there is a financial question that you actual numerical&nbsp;amount to report, respond with zero. &nbsp;Do not leave that question blank.&nbsp; Remember your financial information is being entered into a formula designed to determing the level of your financial lead.&nbsp; A blank question, disrupts that formula and confuses the computer system.&nbsp;</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">8.</span><span style="color: #1a1a1a;">&nbsp;</span><span style="color: #1a1a1a;"><span style="text-decoration: underline;">What is a dependent?</span>&nbsp;- Many students who are parents automatically claim their child as a dependent.&nbsp; You will be asked to provide documentation confirming that information.&nbsp; According to the federal government and the good folks that process your FAFSA a dependent is a person for whom you continually provide more than half of their support. Support is defined as housing, money, food, clothing, medical and dental benefits, gifts, etc. The child would be a considered a dependent of your parent. &nbsp;If you pay court ordered child support and have documentation that proves that you provide more than half of the support and living expenses for that child, you can pay claim that child as a dependent. Also, please be advised, if you are a parent that lives at home with your parent/parents who supports both you and your child, you are not to claim that child as a your dependent.&nbsp; </span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">&nbsp;</span><span style="color: #1a1a1a;">9.&nbsp; <span style="text-decoration: underline;">File ASAPTUALLY</span>- I know that I&rsquo;ve already said this but it bears repeating.&nbsp; File your FAFSA as soon as you can.&nbsp; Aid is disbursed in large lump sums and students across the country are all vying for the same pot of gold.&nbsp; It&rsquo;s first come, first serve. The longer you wait the smaller the pot gets thereby decreasing your chances of receiving grant and scholarship aid you qualify for.</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">Last but certainly not least,&nbsp;</span></p>
<p style="text-align: justify;"><span style="color: #1a1a1a;">&nbsp;</span><span style="color: #1a1a1a;">10.&nbsp; <span style="text-decoration: underline;">FAFSA&rsquo;S For Everybody-</span> Many students and families don&rsquo;t file the FAFSA because they feel they won&rsquo;t be eligible for any scholarships and/or grants aid.&nbsp; BIG MISTAKE.&nbsp; The FAFSA is a universal form for all types of student aid.&nbsp; You may not qualify for federal government money but many state and local governments provide families with educational aid. Also most colleges and universities rely on the FAFSA to distribute institutional aid. &nbsp;Many private funding sources and foundations that distribute scholarship require students complete the FAFSA. &nbsp;&nbsp;Failing to file your FAFSA could be blocking a blessing.&nbsp; Keep all your options open.&nbsp; Also, even if you are not eligible for scholarships all students qualify for Stafford subsidized loans. &nbsp;These loans are the best student loans available as they government pays your interest. &nbsp;Besides it&rsquo;s the FREE application for Federal Student Aid. You don&rsquo;t have anything to lose in filing so why not&nbsp; go ahead and file.&nbsp;</span></p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-14828194.xml</wfw:commentRss></item><item><title>Scholarship Announcement! Have you gone green? Tell us why and Earn some coins for College!</title><category>$1000</category><category>Blog Posts!</category><category>Scholarship Announcement</category><category>blog</category><category>castle ink</category><category>money</category><dc:creator>Tykeia</dc:creator><pubDate>Tue, 31 Jan 2012 18:53:17 +0000</pubDate><link>http://theglamnerds.com/money-talk/2012/1/31/scholarship-announcement-have-you-gone-green-tell-us-why-and.html</link><guid isPermaLink="false">480655:6239121:14809773</guid><description><![CDATA[<p style="text-align: justify;"><span class="full-image-float-left ssNonEditable"><span><img src="http://iwys.wpengine.netdna-cdn.com/wp-content/uploads/2012/01/SeanEly_CastleInk_Jan9-Admin.jpg?__SQUARESPACE_CACHEVERSION=1328036365560" alt="" /></span><span class="thumbnail-caption" style="width: 478px;">Photo Courtesy of http://iwys.wpengine.netdna-cdn.com</span></span>Castle Ink Cartridges announces the CastleInk Paperless Scholarship.&nbsp; Any student presently enrolled in college or planning to attend college in 2012 or 2013 is eligible for this award.&nbsp; Applicants are required to prepare either a short essay, YouTube video, tweet or Facebook status that explains how you &ldquo;reduce, reuse and recycle.&rdquo; You can win $1000 is 140 characters or less.. Don&rsquo;t miss the buss children.&nbsp;</p>
<p style="text-align: justify;">Interested students must visit this website to complete an entry from.&nbsp; You will be asked to explain your recycling efforts.&nbsp; This can be done via YouTube, Twitter and/or Facebook.&nbsp;</p>
<p style="text-align: justify;">For more information .. please visit&nbsp;<a href="http://www.castleink.com/_ink-scholarship-paperless.html "><span><strong>http://www.castleink.com/_ink-scholarship-paperless.html</strong></span>&nbsp;</a></p>
<p style="text-align: center;"><span><strong><span style="text-decoration: underline;">The deadline for this scholarship is March 31, 2012.&nbsp;</span></strong></span></p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-14809773.xml</wfw:commentRss></item><item><title>Scholarship Announcement! Get Paid for You Hairstory!</title><category>Audrey Davis-Sivasothy</category><category>Blackhairscience</category><category>Blog Posts!</category><category>Hairstory</category><category>Healthy Hair</category><category>Scholarship Announcement</category><category>The Science of Black Hair</category><dc:creator>Tykeia</dc:creator><pubDate>Thu, 26 Jan 2012 17:00:55 +0000</pubDate><link>http://theglamnerds.com/money-talk/2012/1/26/scholarship-announcement-get-paid-for-you-hairstory.html</link><guid isPermaLink="false">480655:6239121:14742072</guid><description><![CDATA[<p style="text-align: justify;"><span class="full-image-float-right ssNonEditable"><span><img src="http://profile.ak.fbcdn.net/hprofile-ak-snc4/276423_158744544149382_2039449826_n.jpg?__SQUARESPACE_CACHEVERSION=1327597902897" alt="" /></span></span>Calling All GlamNERDS of Color! The Science of Black Hair Forum is sponsoring a scholarship for all students pursuing education at any level (technical, professional trade, undergraduate/graduate study etc.). Male and female students are encouraged to submit reflective essays discussing their textured hair and how it has impacted various aspects of their lives.&nbsp; Applicants cans share memories, challenges, victories, and how their hair has influenced/impacted&nbsp; self esteem, career choice, relationships etc.&nbsp; This is a competitive scholarship where three students will when a $1000 grand prize. Honorable mention awards of $250 will be given as well. Essays will judged for their quality, personal creativity and technical and overall presentation. Essays must be 12pt font with 1 inch margins and must not exceed 2 pages. &nbsp;</p>
<p style="text-align: justify;">All applicants must register a screen name on The Science of Black Hair Forum.&nbsp; They must also be enrolled in an accredited institution and/or program of study for the Fall 2012 semester.&nbsp; ( Proof of acceptance/enrollment is required for disbursement of scholarship funds).&nbsp; For more information and to submit your application please visit&nbsp;<a href="http://www.blackhairscience.com/scholarships.html">http://www.blackhairscience.com/scholarships.html</a>. &nbsp;</p>
<p style="text-align: justify;">The Science of Black Hair (SBH) Movement began with freelance writer, health scientist and hair care enthusiast Audrey Davis-Sivasothy. &nbsp;Ms. Audrey's best selling book is described as an educational intervention. where she shares her experiences and expertise in an authoritarian yet approachable and personable manner. Whether natural or relaxed or color treated The Science of Black here provides resources and useful information to support men and women of color in caring for &nbsp;their hair. SBH acknowledges the breadth of impact that hair and hair care has on self esteem and how we as people of color view ourselves. &nbsp;The book, forum and blog have cultivated a community committed to healthy living and healthy hair care has emerged. And to further solidfiy her fabulosity, Ms. Audrey is paying it forward with a deep commitment to education. The Science &nbsp;of Black Hair offered it's first scholarships during the 2011-2012 academic year. Two students received grand prizes and four students were recognized with honorable mention. It's round two. &nbsp;To learn more about The Science of Black Hair Book, Blog and Forum head over to <a href="http://www.BlackHairScience.com">BlackHairScience.com</a> and get familiar. Make sure you tell her TheGlamNERDs.com sent you.&nbsp;</p>
<p style="text-align: justify;"><span>Remember, the deadline for this scholarship is June 1, 2012. Don't miss the bus children!&nbsp;</span></p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-14742072.xml</wfw:commentRss></item><item><title>Dear High School Seniors, File Your FAFSAS ASAPTUALLY!</title><category>Back to School</category><category>Blog Posts!</category><category>FInancial Aid</category><category>File Your FAFSA</category><category>High School Seniors</category><category>Parents</category><category>Spring 2012</category><dc:creator>Tykeia</dc:creator><pubDate>Tue, 10 Jan 2012 17:29:20 +0000</pubDate><link>http://theglamnerds.com/money-talk/2012/1/10/dear-high-school-seniors-file-your-fafsas-asaptually.html</link><guid isPermaLink="false">480655:6239121:14523016</guid><description><![CDATA[<p style="text-align: justify;"><span class="full-image-float-left ssNonEditable"><span><img style="width: 200px;" src="http://theglamnerds.com/storage/FAFSA.jpg?__SQUARESPACE_CACHEVERSION=1326217563954" alt="" /></span></span>Hey Hey.. I know it's been a while and things are looking different. &nbsp;I've been making some changes and gearing up for relaunch of the site and things are not quite ready but I had to break my silence for this very important announcement. * Clears throat* &nbsp;<strong><span style="font-size: 120%; text-decoration: underline;">File your Free Application for Federal Student Aid as soon as you can. </span></strong>&nbsp;Federal monies are distributed on a first come, first serve basis. &nbsp;In putting off the FAFSA you could literally be putting your grants/scholarships and subsidized loans into someone else's pocket. &nbsp;Please.. Don't miss this bus children. Although deadlines are much much later, remember that financial aid is usually given on a first come first serve basis. &nbsp;Freshmen are already at the bottom of the barrel. &nbsp;It is suggested that most students file their FAFSA by January 15th. &nbsp;</p>
<p style="text-align: justify;">I know you're probably thinking.. " My parents have not filed their taxes." This is the case for most Americans. File your FAFSA anyway and do it today! While you're waiting for your parents to file their income taxes you can provide estimated information on your taxes. &nbsp;Base these estimations on the previous years taxes. &nbsp; Once your parents have properly filed this year's tax forms &nbsp;you can go back into the system and provide &nbsp;the official accurate information. &nbsp;</p>
<p style="text-align: justify;">The most efficient way to file your FAFSA is online, it is much faster and easier than completing and mailing the paper aplication. &nbsp;The instructions for filing online are quite clear and easy to follow. Click <a href="http://www.fafsa.gov">here&nbsp;</a>for the online FAFSA application. &nbsp;If you need assistance there are tons of resources available online and through the guidance office at your high school. You could even contact the Finacial Aid office of a school that you are applying to for assistance. You could always send me an email as well :-)&nbsp;</p>
<p style="text-align: justify;">Also please remember that there are several FAFSA deadlines that you need to be aware of as well. &nbsp;The FAFSA is a universal financial need assessment tool that all federal &amp; state government agencies, colleges and universities use to assess your financial need. Consequentially there are federal, state and instituional deadlines that students must adhere to in order to receive aid monies. &nbsp;You can read more about these deadline by clicking <a href="http://bit.ly/zWpq5D ">here</a> to read that post.&nbsp;</p>
<p style="text-align: justify;">Also, remember indicate that you are interested in all forms of student aid especially for federal work study and for student loans. &nbsp;Many students feel like they only want scholarships but these are valuable resources as well. Additionally, the FAFSA should not be something that you fill out on your own. &nbsp;It requires the financial information of all the members of your family so if at all possible, it's best that you complete the FAFSA as a family. &nbsp;I will do another post very soon that will include more tips for filing your FAFSA please be sure to check back in the coming weeks for that information.&nbsp;</p>
<p style="text-align: justify;">If you have any questions in completing your FAFSA and/or navigating this process, feel free to leave a comment or send me an email. &nbsp;I look forward to hearing from you. Thank you all for your patience and continued support. &nbsp;Please check back in.. there is so much more to come. &nbsp;</p>
<p style="text-align: justify;">&nbsp;</p>
<p style="text-align: justify;">&nbsp;</p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-14523016.xml</wfw:commentRss></item><item><title>Act Like You Want This Money- AXA Achievement Scholarship</title><category>AXA Achievement Scholarship</category><category>Blog Posts!</category><category>Scholarship Announcement</category><category>aAct Like You Want THis Money</category><dc:creator>Tykeia</dc:creator><pubDate>Thu, 22 Sep 2011 17:17:34 +0000</pubDate><link>http://theglamnerds.com/money-talk/2011/9/22/act-like-you-want-this-money-axa-achievement-scholarship.html</link><guid isPermaLink="false">480655:6239121:12948947</guid><description><![CDATA[<p>Just got word of another opportunity down at the welfare. You read it right, another opportunity to learn on someone else's dime! Calling all High School Seniors, get yourself together and act like you want this money.&nbsp;</p>
<p>Each year, the AXA Achievement Scholarship, in association with the U. S. News and World Report,&nbsp;awards 52 high school seniors a $10,000 scholarship.&nbsp; The 2012 application process launched as of September 1<sup>st</sup>.&nbsp; Don&rsquo;t miss the bus children.</p>
<p style="text-align: center;"><img src="http://www.axa-equitable.com/images/logo-axa-achievement.gif?__SQUARESPACE_CACHEVERSION=1316712172714" alt="" /></p>
<p style="text-align: justify;">Applicants must be US citizens or legal residents holding residency in one of the 50 states, Puerto Rico or the District of Columbia.&nbsp; Applicants must also be high school senior with plans to enroll in an accredited two- year or four-year college or university for the 2012-2013 academic year.&nbsp; Those students aspiring to attend college and universities outside of the US will be considered on a case-by-case basis.&nbsp;</p>
<p style="text-align: justify;">Applications must demonstrate student&rsquo;s drive and ambition through academic achievement and service/leadership in one&rsquo;s community.</p>
<p style="text-align: justify;">The scholarship is non-renewable and must be put toward education related expenses for undergraduate study. The award can be distributed in small allocations throughout a student&rsquo;s undergraduate career provided he/she remains enrolled in an undergraduate program.&nbsp; From the 52 scholarship recipients selects, 10 students will receive an additional $15,000 for a total award of $25,000.&nbsp;</p>
<p style="text-align: justify;">To register students must create an account with AXA Achievement ( Click <a href="http://www.axa-equitable.com/axa-foundation/AXA-achievement-scholarship.html">here </a>for the link to do so ).&nbsp; Please be sure to read the directions carefully and submit your scholarship application online.&nbsp; Only applications received electronically will be considered.&nbsp; Paper copies of additional application materials will not be accepted..&nbsp; Students will be required to&nbsp;</p>
<ul>
<li>list work experience, extracurricular activities, and community service,</li>
<li>provide their cumulative GPA (on a 4.0 scale)&nbsp;</li>
<li>submit an essay demonstrating their outstanding achievement.&nbsp;</li>
</ul>
<p style="text-align: justify;">Further information can be found on this <a href="( http://www.axa-equitable.com/axa-foundation/AXA-achievement-scholarship.html).">website</a>. If you are &nbsp;a high school senior or if you know a high school senior, please spread the word .&nbsp; Tuition is ever increasing,&nbsp; All students should commit to obtaining any and available subsidies and financial assistance. &nbsp;$25,000 is nothing to sneeze at. &nbsp;<strong><em><span style="text-decoration: underline;">The deadline is December 1<sup>st</sup></span></em></strong>.&nbsp; &nbsp;I repeat, don&rsquo;t miss the bus children. &nbsp;&nbsp;</p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-12948947.xml</wfw:commentRss></item><item><title>Act Like You Want This Money- Future Engineers Scholarship Program</title><category>Act Like You Want THis Money</category><category>Blog Posts!</category><category>Engineering</category><category>Kelly Engineering</category><category>Scholarship Announcement</category><category>undergraduate</category><dc:creator>Tykeia</dc:creator><pubDate>Fri, 02 Sep 2011 14:45:19 +0000</pubDate><link>http://theglamnerds.com/money-talk/2011/9/2/act-like-you-want-this-money-future-engineers-scholarship-pr.html</link><guid isPermaLink="false">480655:6239121:12708019</guid><description><![CDATA[<p style="text-align: justify;"><span class="full-image-float-left ssNonEditable"><span><img src="http://sphotos-a.xx.fbcdn.net/hphotos-ash3/528744_10151054421677954_919630222_n.jpg?__SQUARESPACE_CACHEVERSION=1349020230168" alt="" /></span></span>Back again to announce a scholarship opportunity. This one is for students pursuing undergraduate degrees in engineering. &nbsp;The Future Engineers Scholarship, sponsored by Kelly Engineering Resources&nbsp;is designed to build student awareness of the vast, varied and unlimited potential within the field of engineering. The opportunity targets sophomores and juniors and the winner will receive a&nbsp;$5000&nbsp;award that can be used to subsidize tuition, room and board, fees and books during the 2013 academic year. &nbsp;The winner will be chosen based on his/her academic merit and the depth of his/her academic and professional goals. Application materials will be reviewed to assess applicants' commitment to one day making a significant contribution to the field of engineering. &nbsp; Don't miss the bus children</p>
<p style="text-align: justify;">Applicants must be enrolled as a full time student at an accredited college/university and be pursuing a degree in engineering. (Proof of acceptance to a School of Engineering may be requested). &nbsp;Candidates must also have a GPA of 3.0 or better on a 4.0 scale. &nbsp;Only US Citizens, permanant residents, and/or resident aliens are eligible to apply. &nbsp;Resident aliens must provide a letter of intent to apply for US citizenship along with a photo copy of the Alien Registration Card.&nbsp;</p>
<p style="text-align: justify;">Application materials can be obtained online by clicking <a href="http://www.kellyservices.us/EngineeringScholarships/?terms=scholarship">HERE!</a> &nbsp;Student's must submit the Candidate Background Information form, essay, college transcripts and two letters of recommendation from a faculty person and/or research/field work supervisor. All application materials must be received by or before <span style="text-decoration: underline;">October 15th.</span>&nbsp;</p>
<p style="text-align: justify;">This is an outstanding opportunity. &nbsp;If you are pursuing a career in engineering and meets the eligiblity criteria, <span style="text-decoration: underline;"><strong>ACT LIKE YOU WANT THIS MONEY! </strong></span>&nbsp;</p>
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<p style="text-align: justify;">&nbsp;</p>
<p style="text-align: justify;">&nbsp;</p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-12708019.xml</wfw:commentRss></item><item><title>NEWS!- Subsidized Graduate Loans Scheduled To Get the Boot in 2012</title><category>Blog Posts!</category><category>Graduate</category><category>Higher Education</category><category>Money Talk</category><category>Policy</category><category>Student Loans</category><category>Subsidized</category><dc:creator>Tykeia</dc:creator><pubDate>Thu, 04 Aug 2011 16:07:53 +0000</pubDate><link>http://theglamnerds.com/money-talk/2011/8/4/news-subsidized-graduate-loans-scheduled-to-get-the-boot-in.html</link><guid isPermaLink="false">480655:6239121:12391934</guid><description><![CDATA[<div style="text-align: justify;"><span><span class="full-image-float-right ssNonEditable"><span><img src="http://enabled.in/wp/wp-content/uploads/2011/05/Procedure-for-getting-subsidized-loan-for-differently-abled-persons.jpg?__SQUARESPACE_CACHEVERSION=1312474180265" alt="" /></span><span class="thumbnail-caption" style="width: 300px;">Photo Courtesy of http://enabled.in/</span></span>Subsidized graduate loans have been sacrificed as a part of Congress&rsquo;s deal to abate the nation&rsquo;s most recent debt crisis. As of July 2012, graduate students will be responsible for the interest on their federal student loans while they are in school. &nbsp;Formerly, the government would pay that interest. Strike up the band, as graduate students around the country will face yet another monthly bill. &nbsp;Oh, joy. </span><br /><br /><span>This development could impact graduate school enrollment significantly. Many students rely on these loans and government subsidies to fund their educations. Speaking from experience, the life of a full time graduate student if far from glamorous. Part time jobs barely generate enough income to cover basic living costs. Another monthly interest payment would significantly impact the quality of life for most if not all full time graduate students. &nbsp;Consequentially, this development could &nbsp;very well lead to issues of attrition and college&rsquo;s struggling to sustain their admissions. &nbsp;Masters degree are now requisite for most entry level jobs/careers the impacts of this cut could potentially be felt at varying levels throughout the economy. &nbsp;No Bueno! </span><br /><br /><span>Personally I believe that this is just the beginning. There may be more cuts on the horizon, so we as graduate students have got to get ahead of the curve. &nbsp;Funding for education, at all levels, has been sacrificed to ameliorate budgets at state and national levels. &nbsp;Government money is scarce but it&rsquo;s still out there you just have to find. &nbsp;Graduate students and aspiring students, now is not the time to lose heart and give up on your career aspirations. &nbsp;Be strategic in applying to graduate school. Start the process of identifying and applying for programs early. &nbsp;And remember no search for graduate school is complete without the complementary search for graduate funding. &nbsp;There are fellowships, teaching assistanceships, reseach assistanceships, and more out there for the taking. It&rsquo;s just the matter of finding them. &nbsp;I smell another series brewing. </span><br /><br /><span>No worries. TheGlamNERDS.com is here as a resource to help walk you through this. Don&rsquo;t miss the bus! </span></div>
<p style="text-align: justify;">&nbsp;</p>]]></description><wfw:commentRss>http://theglamnerds.com/money-talk/rss-comments-entry-12391934.xml</wfw:commentRss></item><item><title>Student Loan Default Series Day 3 (Final)</title><category>Blog Posts!</category><category>Student Loans</category><category>borrowers</category><category>day 3</category><category>default</category><category>lenders</category><category>students</category><dc:creator>Tykeia</dc:creator><pubDate>Wed, 03 Aug 2011 16:15:50 +0000</pubDate><link>http://theglamnerds.com/money-talk/2011/8/3/student-loan-default-series-day-3-final.html</link><guid isPermaLink="false">480655:6239121:12381871</guid><description><![CDATA[<div style="text-align: justify;"><span id="internal-source-marker_0.8264694439712912"><span class="full-image-float-left ssNonEditable"><span><img src="http://www.student-loans-resource.com/images/optimized/past-due.jpg?__SQUARESPACE_CACHEVERSION=1312388328377" alt="" /></span></span></span>So to wrap up the series on student loan default, today we&rsquo;re going to cover what one can do if his/her student loans are in default. Despite the devastating consequences of loan default there is hope for fiscal recovery. &nbsp;I think the most common mistake made after students default on their loans, is failing to take any action. &nbsp;Students may feel that there is nothing that they can do. Or since they are unable to pay their loans in full, there is no point of making any moves. The longer your loan is in default the more you damage your credit, and often times irrevocably. Don&rsquo;t ignore you default notices. If you receive one from your loan servicer, contact your lender immediately!&nbsp;<br /><br /><span>Secondly, you want to be honest. Explain you situation fully. If there are extenuating life circumstances that are keeping you from making your loan payments spare no detail when communicating &nbsp;these with your lender. Let them know exactly what&rsquo;s going on. &nbsp;In your conversation, be sure to tell them that you are willing to repay your loans and ask them to work with you. &nbsp;The worst thing you want to do is lead them to believe that you are trying to out run your loans. That&rsquo;s when they will lay the lock down on all of your earnings and assets. You may never see a tax return for the rest of your life and even jeopardize your retirement. &nbsp;Take this seriously. You signed the promissory note which contracted you to pay this money back. &nbsp;Ask your lender what options are available to you for repayment and honor your commitments. &nbsp;Keep in constant communication with them. Doing so will reflect positively on your case and they will be more inclined to work with you to get your debt resolved. </span><br /><br /><span>There are several options available to you pay back your loan. &nbsp;I won&rsquo;t go in to extreme detail here, rather briefly describe the most common options. You can then use this information in communicating with your lender. </span></div>
<div style="text-align: justify;"></div>
<p style="text-align: center;"><img style="width: 300px;" src="http://theglamnerds.com/storage/cartoon699.jpg?__SQUARESPACE_CACHEVERSION=1312388457118" alt="" /></p>
<p style="text-align: center;">&nbsp;</p>
<p style="text-align: justify;"><span style="text-decoration: underline;">Option 1- Loan Rehabilitation</span><span><span style="text-decoration: underline;">-</span> This is a program that allows borrowers to work toward remedying their outstanding loans and eventually get their loans out of default. Once default status has been lifted , borrowers recover their eligibility for Title IV loan benefits, including, loan deferment, forbearance and possibly applying for future loans for further education. Typically borrowers sign a rehabilitation agreement through which they work together with lenders to agree on an affordable loan repayment plan for nine payments over a ten month time frame. &nbsp;If all of these voluntarily rehabilitation payments are received on time the lender purchases your loan and you return to good financial standing to resume your loan repayment until your debt is paid in full. &nbsp;Rehabilitation plans vary across all of the different loan service providers. &nbsp;Be sure you understand and agree all of the conditions of your rehabilitation program before entering that agreement.&nbsp;</span><br /><br /><span style="text-decoration: underline;">Option 2- Consolidating Your Defaulted Loans</span><span>-</span><span>&nbsp;&nbsp;Borrowers in default often elect to consolidate their defaulted loans into one new loan. Doing so has several benefits. &nbsp;First, consolidated loans have fixed interest rates and they are calculated using the average of the interest rates of your existing loans. This could result in a lower rate of interest on your new loan. &nbsp;Secondly, repaying one consolidated loan is often cheaper and easier than repaying several different loans at once. &nbsp;Additionally, you can apply for a longer repayment period for your consolidated loan as to lower your monthly payments. &nbsp;Most importantly, paying your defaulted loans with a new consolidation loan can remedy your credit. &nbsp;Your credit report will be updated to reflect your new loan that starts in good standing. &nbsp;If you maintain this good standing you have a fighting chance to save your fiscal life. You may also be able to qualify for payment relief (deferment/forbearance) &nbsp;on your new loan in certain cases. Again, there are varying conditions and considerations given individual circumstances, however this is a good place to start. &nbsp;Be sure to ask your lender consolidation is viable option for you. It&rsquo;s really a great second chance to quickly remedy a bad situation.&nbsp;</span><br /><br /><span>These two options are given aside from just paying your student loan in full and/or working with your lender to identify the best repayment plan for you. &nbsp;Again, it&rsquo;s important that you are honest with your loan service provider and that you acknowledge that you are willing to work with them if they are willing to work with you. Again, if you are presently attending college/graduate school and have yet to repay your loans, leep this information in mind and make sure you don&rsquo;t end up in this boat. &nbsp;It&rsquo;s total preventable.&nbsp;</span><br /><br /><span>I hope this series has been helpful. &nbsp;&nbsp;As always keep it here because there is so much more to come!&nbsp;</span></p>
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